Challenger Financial Institutions / Start Up Institutions or Business Units
Selecting Optimus Cards allows any challenger bank, start-up institution or new division to lock down costs as well as to save on significant capital outlay in terms of human and technical resources. Optimus is PCI compliant in the payments area so you don’t have to be and you do not require expensive payments expertise either. Optimus Cards will operate seamlessly with your chosen banking solution and can be scaled and personalised to your exact requirements. The Optimus Cards contact centre mirrors your institution’s customer experience expectations and performs as if we are part of your organisation. Optimus Cards operates as your integrated Payments department.
Credit Unions have been excluded from the Debit Card arena, having solely to rely on expensive pre-paid cards or cards, which are quasi-Debit Cards, forcing their members to use inferior products.
For too long Credit Unions have been excluded from the Debit Card arena, having solely to rely on expensive pre-paid cards or cards, which are quasi-Debit Cards, forcing their members to use inferior products. Many of the cards currently used by Credit Unions have restricted functionality and acceptability. In many if not most cases, cardholders are forced to pay a premium for everyday payments. Optimus Cards has worked tirelessly in building a solution which allows payments for all. Optimus Cards can enable any Credit Union, no matter how small, to offer a fully functioning Debit Card, thereby allowing its members to enjoy the same worldwide acceptability offered by major financial institutions.
Niche Financial Institutions
Many smaller niche financial institutions want to have control over their Debit product offering. Due to the lack of volumes, rarely are they afforded any level of personalisation. At Optimus Cards, all our customers have the ability to tailor their card offerings. We work in partnership with you to structure your Debit Card, your way. Time to market is highly competitive and depending on customisation levels will never be more than five months.